Why Use Bankruptcy Lawyer

Bankruptcy Law

As one of Central Ohio’s leading bankruptcy law firms, our bankruptcy department understands that debt impacts everyone…even good people who tried to repay the debts. A bankruptcy attorney/lawyer can often allow you to save your home, your car, and your other assets. Bankruptcy can stop wage garnishment and bank account garnishments. We understand that this is stressful time. We can help work with you to protect your rights, eliminate your debts, and change your life forever.

A bankruptcy attorney/lawyer can help an individual discharge his or her financial liabilities and regain control of his or her life. The two primary types of bankruptcy for individuals are the Chapter 7 Bankruptcy, also known as the Fresh Start Bankruptcy, and the Chapter 13 Bankruptcy, also known as the Repayment Plan Bankruptcy. Trained bankruptcy attorneys or lawyers can help a person make the determination which chapter of bankruptcy protection is best. The ability to resolve your debt, including medical bills, credit cards, and all other obligations that qualify for discharge in a bankruptcy filing, may be closer than you think.

Why Use a Chapter 7 Bankruptcy Attorney / Lawyer

A Chapter 7 Bankruptcy Attorney helps a person immediately eliminate debt without making payments. Chapter 7 Bankruptcy provides a person with a financial fresh start. It is a relatively quick process with only one brief court hearing in most cases. Individuals have to qualify for a Chapter 7 Bankruptcy based on income levels. In most cases, a person is able to keep his/her home, car and retirement plans while acquiring bankruptcy protection. A chapter 7 bankruptcy is often the best way to eliminate medical bills, credit card bills, and all other unsecured debt.

Why Use a Chapter 13 Bankruptcy Attorneys – Lawyers

A Chapter 13 Bankruptcy Attorney/Lawyer can help a person with higher income levels to still file for bankruptcy protection. Experienced bankruptcy attorneys/lawyers can help people keep their home or car, even if that person is behind on the mortgage payments or auto payments. It is even possible through a chapter 13 bankruptcy for secured debts, like mortgages and automobile loans, to get reduced balances and lowered interest rates. A person can acquire bankruptcy protection while making affordable monthly payments to the court in order to eliminate debt